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Missing control variablesThe analysis does not include control variables on the loan category. Kiva works with several loan sector categories such as Agriculture or Education. Further attributes can be specified such as green, youth, and multiple tags can be included technology trees. At the minimum, I would include the sector in which the loan is requested as a control variable consisting of multiple dummy variables. The loan category highly influences funding and repayment success with some categories being more attractive to fund and some categories showing lower level of risk in repayment. The finding that product category is important predictor of funding success has been found in the context of Kickstarter, for example in the research of Mitra and Gilbert 2014.
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The most popular counterfeit market is clothing, followed by shoes, watches, leather goods, and jewelry. Louis Vuitton, Gucci, Burberry, Tiffany, Prada, Hermes, Chanel, Dior, Yves St Laurent,Cartier Leve Stainless Steel Ring in White Gold Plated, and Cartier are frequently pirated. Studies say if consumers would not buy; there will be no market for the counterfeit retailers. It also reveals the consumers which include students and businessmen as the major section with 31%, service class 19% and housewives with 17%. So the question is: who is to be blamed the retailer or the counterfeit prone consumer?The customers site few reasons to shop fake products from street markets like branded products available at cheaper rates, choices and variety of designs, one shop for all purchase items. However, they also feel the need of strict laws which can prevent counterfeiting. Nevertheless, a joint effort has been made by FICCI and the leading FMCG companies to bring all companies together to initiate a war against such menace. It is a Brand Protection Committee BPC with the objectives to combat the commercial theft since large number of factors goes into a brand building, unscrupulous persons pocketing something which belongs to someone else and also piggybacking on someone elses reputation and to bring awareness amongst society since these counterfeit products deceive the gullible consumers. However these steps are not enough to stop counterfeiting, Indian Government and other statutory bodies should take active interest for the protection of legitimate business and provide whole hearted support to the industry at large. Author is a HOD, Department of Business and Technology at Pearl Academy of Fashion, with more than 18 years of experience in industry and academics in India and abroad. The article has been drafted on the basis of researched project done by her student of PG Diploma in Fashion Merchandising Ms.